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Personal Watercraft InsurancePersonal Watercraft Insurance

  • Coverage for sailboats and power boats including yachts, runabouts, ski boats, jet skis, pontoon boats and fishing boats
  • Coverage for older vessels with recent marine surveys
  • Coverage for fiberglass, steel, aluminum and wood hulls
  • Total losses treated on a declared value/agreed value basis for hull and machinery – payment up to limits shown with no deduction for depreciation
  • Losses for personal effects settled on a replacement cost basis
  • $2 million protection and indemnity marine liability limit
  • $1 million water skiing liability limit included
  • Emergency expenses reimbursement - $1,000 limit
  • Personal effects - $2,000 limit for vessels under $250,000; $10,000 limit per vessel over $250,000
  • Medical payments - $5,000 limit
  • Excess liability available up to $25M


Providing worldwide coverage for your homes, autos, watercraft, private aircraft, art & other collections