Home Insurance
Policy Highlights
- Designed for homes with a replacement cost greater than $1 million
- Comprehensive “all risk” coverage against property damage or loss
- Guaranteed rebuilding cost without caps or limitations to match the quality of your home
- Replacement cost for your contents without depreciation deduction
- High deductible options to reduce your premiums
- Additional living expense to maintain your standard of living
- Worldwide coverage for your personal property away from the insured property
- Protection against by-law mandated increased costs
- Sewer back up
Optional coverage available:
- Critical home mechanical, electrical, and electronic breakdown repair or replacement
- Identity theft and fraud
- Kidnap & Ransom coverage
- Travel Insurance
- Legal Expense Insurance
- Excess liability available up to $25M
Second Home
- Insurance can be provided on the same terms as your primary residence
- Discounts achieved when you combine multiple homes on a convenient, single policy
- Outside of Canada - protection can be offered in many foreign countries
