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Home InsuranceHome Insurance

 Policy Highlights

  • Designed for homes with a replacement cost greater than $1 million
  • Comprehensive “all risk” coverage against property damage or loss
  • Guaranteed rebuilding cost without caps or limitations to match the quality of your home
  • Replacement cost for your contents without depreciation deduction
  • High deductible options to reduce your premiums
  • Additional living expense to maintain your standard of living
  • Worldwide coverage for your personal property away from the insured property
  • Protection against by-law mandated increased costs
  • Sewer back up


Optional coverage available:

  • Critical home mechanical, electrical, and electronic breakdown repair or replacement
  • Identity theft and fraud
  • Kidnap & Ransom coverage
  • Travel Insurance
  • Legal Expense Insurance
  • Excess liability available up to $25M


Second Home

  • Insurance can be provided on the same terms as your primary residence
  • Discounts achieved when you combine multiple homes on a convenient, single policy
  • Outside of  Canada -  protection can be offered in many foreign countries



Providing worldwide coverage for your homes, autos, watercraft, private aircraft, art & other collections